Move-in ready · 3292 E Porter St
Move-in ready · Inverness Highlands

Brand-new. Concrete block.
Under $250,000.

The Sabal Palm is a right-sized, 3-bedroom new construction home in Inverness, FL — with premium finishes included as standard, not as costly upgrades.

$247,700
3 bed · 2 bath · 1,076 sf
3292 E Porter St, Inverness, FL 34453
📞 Call (407) 616-9019
USDA 0% down eligible No HOA — ever 3-10 Builder's Warranty All appliances included
The Sabal Palm front exterior, 3292 E Porter St, Inverness
Available now
From
$247,700
3
Bedrooms
2
Bathrooms
1,076
Sq ft
$0
Down (USDA)
$0
HOA fees
The value story

"Attainable" isn't "compromised."

Most homes under $250k in Citrus County are 40-year-old resales with repairs looming, or thin wood-frame builds with bottom-shelf finishes. The Sabal Palm is neither.

Older resales at this price

  • – Roof & HVAC repairs looming
  • – Carpet, laminate counters
  • – Aging electrical & plumbing
  • – No builder warranty
  • – Compartmentalized, dated layouts
  • – Bring your own appliances

The Sabal Palm

  • New roof · 25-yr architectural shingles
  • LVP throughout · stone counters
  • Brand-new HVAC, Low-E windows, R-30
  • 10-yr structural warranty (3-10)
  • Open, right-sized split floor plan
  • Range, microwave, washer & dryer included
The money part

Builder pays the closing. You bring the deposit.

The builder is offering up to $7,500 toward buyer closing costs — which on this home covers the closing in full. Your buyer brings the deposit, the builder handles the rest at the table.

FHA · estimated all-in monthly
$1,864.68/mo
Total PITI · 30-yr fixed · 6.00% rate
Principal & Interest$1,458.19
Property Taxes$254.35
Homeowners Insurance$42.69
FHA MIP$109.45
Total PITI$1,864.68
Estimate based on FHA loan at 6.00%. Property taxes shown are based on re-assessed tax value. Actual rate, payment, and closing costs depend on buyer qualification and lender terms. Not a mortgage offer or commitment.
âš¡ LIMITED-TIME BUILDER INCENTIVE

Up to $7,500 in builder-paid closing costs.

Brand-new construction, under $1,900/mo all-in, and the builder absorbing closing costs. That's a real number for the buyer who's been waiting on the sidelines.

  • Builder pays full closing — buyer brings only the deposit
  • 3/10-year builder warranty on new construction
  • $7,500 incentive is tied to this home and won't follow it forever
  • Kills the "I need to save more" objection
Builder incentive of up to $7,500 toward closing costs subject to use of preferred lender and builder terms; offer subject to change without notice. Equal Housing Opportunity.
💰 DOWN PAYMENT ASSISTANCE

Two ways to buy with little out of pocket.

Florida Housing assistance plus the builder's closing credit can put qualified first-time buyers in this brand-new home with little to nothing out of pocket. Two proven paths:

Path 1 · Down payment covered

FHA + $10,000 FL Assist

  • FHA down payment ≈ $8,670 — FL Assist covers it
  • 0% interest · $0 monthly · deferred until you sell/refi
  • Builder adds $7,500 toward closing
  • Standard FHA loan — straightforward approval
Path 2 · Help you may never repay

Forgivable HFA PLUS — up to ~$12K

  • 3–5% of your loan as a forgivable second
  • Forgiven 20% per year — $0 owed after 5 years
  • Pairs with the builder's $7,500 closing credit
  • Conventional HFA loan · first-time buyers
You may also qualify: Hometown Heroes — up to $35,000 for teachers, nurses, first responders & military · plus Citrus County assistance. Ask AZ to confirm what stacks on new construction.
Your assistance guide
AZ Kayser · CMG Home Loans
NMLS #2354865 · (407) 214-8174 · azaelk@cmghomeloans.com
See what you qualify for →
Down payment assistance programs are subject to buyer qualification, income and purchase-price limits, first-time-homebuyer status, minimum credit score, and funding availability on a first-qualified, first-served basis. Down payment and assistance figures are illustrative, not a quote. FL Assist is a deferred second mortgage; HFA PLUS forgiveness occurs over a 5-year term per program rules. SHIP, Hometown Heroes, and other program eligibility for new construction is not guaranteed and must be verified with the program administrator and lender. Not a commitment to lend. Equal Housing Opportunity.
What's included — standard, not upgraded

Every premium feature, already in the price.

No "starting from." No surprise add-on packages. Every Sabal Palm ships with these included:

LVP throughout

Luxury vinyl plank flooring, wall-to-wall. Zero carpet anywhere in the home.

Stone kitchen & bath

Solid-surface countertops in kitchen and both bathrooms.

Soft-close cabinetry

Real soft-close doors & drawers throughout kitchen and baths.

All appliances included

Range, microwave, dishwasher, refrigerator — plus washer & dryer. Move in cooking.

Concrete block + stucco

Real Florida durability. Not wood frame. Better insulation, quieter rooms, hurricane-ready.

R-30 + Low-E

R-30 BATT insulation and Low-E windows cut utility costs from day one.

25-yr architectural shingles

Premium roof. Brand-new. Zero roof-replacement anxiety for decades.

Sodded lot, concrete patio

Fully landscaped lot. Poured concrete patio out back. No HOA, ever.

Sabal Palm floor plan — 3 bedrooms, 2 baths, split layout
The floor plan

Right-sized, split, and open in the middle.

1,076 square feet of actual, usable space. Primary suite on its own wall, two secondary beds on the other, open great room + kitchen in the center. Laundry tucked out of the traffic path.

Primary suite
Own wall, en-suite bath
2 secondary beds
Shared full bath, split layout
Great room + kitchen
Open plan, island counter
Dedicated laundry
Washer & dryer included
Where you'll live

Inverness Highlands — small-town Florida that still feels like Florida.

3292 E Porter St, Inverness, FL 34453

Wooded lots, quiet streets, and Lake Henderson a few minutes away. Historic downtown Inverness with Old Main Street, Valerie Theatre, and the Withlacoochee State Trail is just a short drive.

~8 min
Downtown Inverness & Old Main St.
~10 min
Withlacoochee State Trail
~12 min
Lake Henderson & Liberty Park
~40 min
Ocala · ~70 min to Tampa / Orlando
Brenden Rendo

Meet Brenden Rendo

REALTOR® · NextHome Neighborhood Realty · FL

I'll walk you through the home in person, answer the builder questions, and connect you with the right USDA lender — no high-pressure sales pitch. If the Sabal Palm isn't the right fit for you, I'll tell you that too.

Call or text
The next step

See the Sabal Palm this week.

Move-in ready now. One home available at this price. Private in-person tours, any day — or a live video walk-through if you're relocating.

Reply in under an hour during business hours
No drip campaigns or spam
USDA lender intro if you want one

Schedule your tour

Takes ~30 seconds. Brenden confirms your slot personally.

Prefer to pick a slot yourself? Book directly on Brenden's calendar →
$247,700Move-in ready

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